Insurance Claim Adjuster, Beachwood, Toms River, Brick, & The Whole State of New Jersey

Frequently Asked Questions

What is a Public Adjuster?

A public adjuster is an expert insurance professional, licensed by the State, hired by the policyholder to prepare, manage, and settle the homeowner's insurance claim. A public adjuster advocates on behalf of the policyholder to get the most out of what they are entitled to on their insurance claim. Public adjusters will estimate the cost of the damage and negotiate with your insurance company to get the most amount of money you are entitled to on your insurance claim.

Does a Public Adjuster work for me or my insurance company?

A public adjuster works for the HOMEOWNER and NOT the insurance company. A public adjuster represents the homeowner when managing a homeowner insurance claim.

Why should I hire a Public Adjuster?

Public adjusters are experts in the recovery process. They understand your policy and more importantly understand how much you are entitled to on your insurance claim. Our adjusters have over 30 years of experience in both public adjusting and construction.

Why choose NJ Public Adjusters, Inc over our competitors?

Our adjusters have over 30 years of experience in the insurance and construction industry. They are experts when it comes to understanding your homeowner policy and how much you are entitled to. Our construction experience gives us an edge over our competitors because we fully understand the repair and replacement process to fix the damage. This experience allows us to prepare accurate damage estimates to present to your insurance company.

Can I still hire a Public Adjuster even though my claim is already open?

Yes, our public adjusters can you help you with your insurance claim even if it is already open. Even if you have already received payment on your claim our public adjusters can renegotiate with your insurance company toward a higher settlement. However, once you receive payment on your insurance claim it becomes more difficult to negotiate with your insurance company. That is why it is important to hire a public adjuster as early as possible in the claim process.

How is a Public Adjuster compensated?

A public adjuster is paid based off a small percentage of the amount settled on your claim. There is NO upfront cost to hiring a public adjuster. We get paid only when you do!

How do I hire a Public Adjuster?

To hire one of our public adjusters you can either call our office at (732) 341-4063 or visit our ‘CONTACT’ page to fill out a contact submission form. When you contact our office, we will discuss your claim with you and setup a FREE claim review. This claim review will include setting up an inspection at the loss and further discussion of property damages and your insurance policy.