Frequently Asked Questions
Insurance Claim Adjuster, Beachwood, Toms River, Brick, & The entire state of NJ
A public adjuster is an expert insurance professional, licensed by the State, hired by the policyholder to prepare, manage, and settle the homeowner’s insurance claim. A public adjuster advocates on behalf of the policyholder to get the most money they are entitled to on their insurance claim. Public adjusters will estimate the cost of the damage and negotiate with your insurance company to get the most amount of money you are entitled to on your insurance claim.
We work for the HOMEOWNER and NOT the insurance company. A public adjuster represents the homeowner when managing a homeowner insurance claim.
We are experts in the recovery process. We understand your policy and more importantly understand how much you are entitled to on your insurance claim. We use our expertise to properly estimate the damage to your home and settle with the insurance company for the most money you are entitled to for your insurance claim.
Our adjusters have a combined 50 years of experience in the insurance and construction industries. They are experts when it comes to understanding your homeowner policy and how much you are entitled to. Our construction experience gives us an edge over our competitors because we fully understand the repair and replacement process to fix the damage. This experience allows us to prepare accurate damage estimates to present to your insurance company.
Yes, our public adjusters can you help you with your insurance claim even if it is already open. Even if you have already received payment on your claim our public adjusters can renegotiate with your insurance company toward a higher settlement. We can handle insurance claims even if they have already been denied.
We handle claims regardless of the size. Many times, with smaller claims insurance companies do not assess the damage properly and underpay the policyholder. Because of this we are hired to properly assess the damage and negotiate with your insurance company on your behalf for more money. It is common for us to settle claims for 2 to 5 times the amount of money than what the insurance company initially offered.
NJ Public Adjusters, Inc. is paid based off a small percentage of your claim. There is NO upfront cost to hiring us. We get paid only when you do!
To hire one of our public adjusters you can either call our office at (732) 341-4063 or visit our ‘CONTACT’ page to fill out a contact submission form. When you contact our office, we will discuss your claim with you and setup a FREE claim review. This claim review will include setting up an inspection at the loss and further discussion of property damages and your insurance policy.